TOPIC • 4 CLAIMS

Capital Flows

Where money is going, how fast, and what it does to standards when it arrives.

  1. HOWARD MARKS/

    The direct lending market grew from a niche into a scale that, by his account, could not have been filled by good borrowers alone.

    • about $2 trillion of direct loans made over 15 years
    • the entire private credit sector was about $150 billion 20 years ago
    WHAT'S GOING ON IN PRIVATE CREDIT?
  2. HOWARD MARKS/

    Private equity returns have already lagged the public index over the recent period, undercutting the premium the asset class is sold on.

    • MSCI: US private equity funds annualized 5.8% between 2022 and Q3 2025, versus 11.6% for the S&P 500
    WHAT'S GOING ON IN PRIVATE CREDIT?
  3. HOWARD MARKS/

    He frames the economic transfer in terms of labor value migrating to compute.

    • $150-250 billion in annual labor value migrating to AI compute, in software alone
    AI HURTLES AHEAD
  4. HOWARD MARKS/

    His concern is located in the financing of the buildout rather than in the equity multiples.

    • roughly $5 trillion of data center buildout
    • against about $350 billion held collectively by Microsoft, Alphabet, Amazon, Meta and Oracle
    IS IT A BUBBLE?

Claims are restated; figures are the authors' own. Each links to the document it came from, which in turn links to the original in full.