TOPIC • 4 CLAIMS

Valuation

What is being paid for a stream of cash, and against what history.

  1. HOWARD MARKS/

    Those software borrowers were financed at multiples and leverage that assumed durable growth.

    • often acquired at EBITDA multiples of about 20x, with high leverage
    WHAT'S GOING ON IN PRIVATE CREDIT?
  2. HOWARD MARKS/

    Private equity returns have already lagged the public index over the recent period, undercutting the premium the asset class is sold on.

    • MSCI: US private equity funds annualized 5.8% between 2022 and Q3 2025, versus 11.6% for the S&P 500
    WHAT'S GOING ON IN PRIVATE CREDIT?
  3. HOWARD MARKS/

    On the central valuation question he argues the historical comparison cuts the other way — today’s leaders trade cheaper than the 1999 leaders did.

    • P/E ratios for Microsoft, Cisco and Oracle in 1998-2000 were much higher than current ratios for Nvidia, Microsoft, Alphabet, Amazon and Meta
    IS IT A BUBBLE?
  4. HOWARD MARKS/

    He cites private-market pricing as the clearer symptom of excess.

    • Thinking Machines raised $2 billion at a $10 billion valuation with no released product, later valued at $50 billion
    IS IT A BUBBLE?

Claims are restated; figures are the authors' own. Each links to the document it came from, which in turn links to the original in full.